About
Know what you owe, and what you already own.
Most people finance the biggest purchase of their life with a contract they never look at again. This tool turns those contracts into something you can read: a live portfolio that shows the outstanding debt, the share you truly own, the interest it costs you and how the picture changes over the coming years.
One picture instead of ten spreadsheets
Every mortgage, consumer loan and property lives in one workspace. Properties hold the property side — buying price, closing cost, renovations, upkeep and rent — loans hold the financing side.
Simulated month by month
Each loan is amortised month by month with monthly compounding, so rate changes, payment changes and one-time repayments show their real effect on payoff date and total interest.
Cashflow you can plan with
The Monthly cost view puts loan payments, maintenance and rental income side by side and trends them over the years, so you see when a property starts carrying itself.
Focus on what costs the most
Sort your portfolio by outstanding debt, by interest cost, or by cashflow risk — loans whose fixed rate ends soon are flagged before they surprise you.
Progress worth celebrating
Ownership milestones, the first month principal beats interest, and every extra repayment are highlighted, because paying down debt is a long game.
Your data, your choice
Try everything with demo data, keep working locally, or sync to your account. Nothing is shared, and you can export or delete your data at any time.